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Strategic Tax Planning
Individual Tax Return Preparation
Estate and Trust Tax Counseling
Estate and Fiduciary Tax Preparation
Tax Minimization Strategies
Business Tax Return Preparation


Capital Gain | Loss Counseling
Retirement Plans | IRA's
Asset Management
Wealth Building
Portfolio Management


Audits and Financial Engagements
Financial Statement Preparation
Annual Reports for Non-profits
Annual Budget Preparation
Bookkeeping Services
Payroll Services
Maintenance of General Ledgers
Journal Entries


Succession Planning
Business Plans
Marketing Plans
Business Development Plans
Contract Dispute Resolution
Family Business Mediation
Partnership Mediation
Entrepreneurship Coaching


Life Insurance
Disability Insurance
Long-term Care Insurance
Real Estate Transactions


Fiorile Financial Advisory Group was created nearly 30 years ago in the Historic Village of Saranac Lake, New York.  Located in the Olympic and High Peaks Region of the Adirondacks, a resort area, we are minutes away from where the 1932 and 1980 Winter Olympics were held in Lake Placid.

Our Community

Surrounded by mountains, lakes and beauty, our office (known as the Fiorile Building) is a late 1800's Victorian Mansion that showcases breathtaking fixtures, antiques and handcrafted, detailed woodwork throughout the building.  The Fiorile Building, which faces Lake Flower, is a white structure with a large wrap-around porch.  Its iconic red-tiled rooftop can be seen throughout the village as depicted in this photo.


Photographer is Mr. John Eldridge. 
Copyright 2012.  All rights reserved. 
This photograph may not be copied or used in any manner
without the prior written permission of Mr. John Eldridge.

Our Staff and the Environment We Live and Work

Our staff and our tenants all live and work in this resort region of the Adirondacks, with beautiful Saranac Lake having a very rich history of healing and healthy living.  Well known for curing tuberculosis in the 1800's and early 1900's, Saranac Lake is famous for its "cure cottages," and has attracted many renown people. 

For example, while living in Saranac Lake, Robert Louis Stevenson wrote "Treasure Island."  While Mark Twain was living here, Mr. Twain wrote the "Double-Barreled Detective Story."  Albert Einstein had a summer cottage here and was frequently seen in his canoe on Lake Flower fishing for his favorite cuisine, Bullhead's.  Among United States Presidents who have frequented Saranac Lake are Calvin Coolidge and Bill Clinton.

Nicknamed as the "Capital of the Adirondacks" Saranac Lake is ranked 11th in the United States in the 100 Best Small Towns in America, was named as an All-America City in 1998, and is named as one of the Dozen Distinctive Destinations by the National Trust for Historic Preservation.  In fact, 186 buildings in our Village are listed on the National Register of Historic Places.

Our Philosophy

The cultural effect of living in this community is evident in our business practices, as well.  Rather than treating the symptoms of your personal or organization's financial challenges, the Fiorile Financial Advisory Group applies a holistic approach.  Our ensemble of professionals provides a diverse perspective and solutions to addressing the needs of your personal finances, business or organization, challenges to your goals, and any obstacles to you reaching your bottom line.

Our services provide a complete range of financial expertise to our clients.  Whether it be compliance, reporting or cutting edge strategies for business or individuals, we and our network of professionals are there to provide full-service.

Our view of the economic environment, and how it affects our clients, is honed by years of diverse experience and a constant updating of technical skills.  In our nearly thirty years of existence, we have practiced in many areas of tax, finance and investment all over the country.  From our base in Saranac Lake, NY we have managed to diversify our services to achieve a truly comprehensive viewpoint.

We have a systematic and stable approach to investment and financial management that has weathered all sorts of market conditions.  Our philosophy is to work with individuals and entrepreneurs from the start of their business or wealth production through succession, and every step in between.

Our belief is in servicing the totality of an individual's needs.  It seems pointless to ensure that one aspect of a business or a person's needs are fulfilled, while the rest is ignored.  That is why you won't find us closing our eyes to a client's needs in an area that is equally important.  If we can't handle the matter directly, we'll utilize the expertise of a member of our network.

All of our services are provided on a fee-only basis.  To maintain independence and transparency, we accept no commissions, kickbacks or fee-sharing income of any sort.  The term "quid-pro-quo" is not in our vocabulary.

Our Group

Joseph E. Fiorile, CPA/PFS
Joseph E. Fiorile, CPA, PLLC, Certified Public Accountants and Business Consultants

Joseph E. Fiorile, CPA/PFS
Fiorile & Associates, LLC, Registered Investment Advisors

Sandra J. Fiorile, MSEd.
Fiorile Financial Advisory Group

Carolyn T. Bryson, President
ADDENDA Solutions and ACCORD Mediation Services

Our group includes a well vetted network of legal counsel, other accountants, consultants, insurance providers and actuaries. With this network, we are able to provide a wide-range of top-level services. If specialized services are needed, we always remain as your "quarterback", ensuring each component works together. In this way, you are provided the best possible services at all times, without the concern of finding the right provider and wondering if all your needs are being met.

Fiorile Financial Advisory Group
P.O. Box 1295
126 Kiwassa Road
Saranac Lake, New York  12983
(518) 891-3290

Copyright © 2012 Joseph E. Fiorile, CPA, PFS.  All rights reserved.

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